Financial Planning

Disability benefits may have income tax consequences you don’t expect

When deciding how much disability coverage you need to protect yourself and your family, take the tax treatment into consideration.
August 12, 2026
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Disability insurance is a valuable benefit provided by many employers. It replaces a portion of the insured person’s income — typically 45% to 65% of pre-disability earnings — after a specified waiting period that starts when the person becomes disabled (as defined by the policy’s terms). Whether you’re just beginning to receive disability benefits or you’re […]
#DisabilityInsurance, #EmployeeBenefits, #TaxTips
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Financial Planning

Tax mitigation strategies when rebalancing your investment portfolio

Rebalancing your investment portfolio periodically is necessary to maintain your desired asset allocation, which can help manage risk and achieve your goals. Here are some tips for tax-smart rebalancing.
April 29, 2026
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Large stock market gains in recent years, coupled with some significant volatility in 2026, have left many investors with portfolios that are out of balance with their desired asset allocation. If you haven’t rebalanced recently, it may be time to do so. But you also must consider the tax implications. Careful planning can minimize the […]
#FinancialPlanning, #InvestmentStrategy, #PortfolioManagement
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Financial Planning

ABCs of customer profitability

Happy,woman,,call,center,and,headphones,in,customer,service,,telemarketing
February 26, 2026
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Some customers naturally require more time and resources than others. But when certain relationships consistently consume more of your and your employees’ time than they generate in profit, it may be time to reassess. Taking a closer look at customer‑level profitability can help you understand where resources are going and ensure that high‑value relationships receive […]
#BusinessPlanning, #CustomerProfitability, #StrategicGrowth
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Financial Planning

Business owners should get comfortable with their financial statements

Aged,businesswoman,typing,on,pc,holds,paper,prepare,report,analyzing
March 28, 2025
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Financial statements can fascinate accountants, investors and lenders. However, for business owners, they may not be real page-turners. The truth is each of the three parts of your financial statements is a valuable tool that can guide you toward reasonable, beneficial business decisions. For this reason, it’s important to get comfortable with their respective purposes. […]
#Accounting, #BalanceSheet, #BusinessFinance, #FinancialStatements
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Financial Planning

Choosing the right sales compensation model for your business

Everal,hands,were,raised,to,wait,for,the,banknote,to
March 5, 2025
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A strong sales team is the driving force of most small to midsize businesses. Strong revenue streams are hard to come by without skilled and engaged salespeople. But what motivates these valued employees? First and foremost, equitable and enticing compensation. And therein lies a challenge for many companies: Choosing the right sales compensation model isn’t […]
#business, #Compensation, #Sales
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Financial Planning

Companies can shine a light on financial uncertainty with flash reports

two, individuals, on, a, sailboat, with, a, green, sail, bearing, a, dollar, sign,. One, steers, while, the, other, uses, a, telescope, symbolizing, navigating, financial, challenges, The, wavy, sea, and, distant, lighthouse, represent, uncertainty, and, guidance.
December 27, 2024
H&B
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Managing the financial performance of your business may sometimes seem like steering a ship through treacherous waters. Perhaps your voyage goes smoothly for a while until, quite suddenly, you hit a concerning dip or abrupt swell — either of which creates considerable operational pressure. Your financial statements should provide keen insights into how your company […]
#BusinessPerformance, #FinancialInsights, #FlashReports
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